MICR code
495024511
Punjab National Bank, Naila
- Bank
- Punjab National Bank
- Branch
- Naila
- IFSC
- PUNB0273100
- Address
- NEAR RAILWAY STATION, NAILA
- City
- Naila
- District
- Naila
- State
- Chhattisgarh
- City code
- 495
- Bank code
- 024
- Branch code
- 511
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MICR code · Naila
MICR code 495024511
✔ Verified in RBI list
How to read MICR 495024511
- 495: the city code. It usually follows the first digits of the area's PIN code; here it is Naila.
- 024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
- 511: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0273100 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 495024511 belong to?
Punjab National Bank, Naila branch (Naila, Chhattisgarh).
What is the IFSC code for MICR 495024511?
PUNB0273100.
What do the digits of 495024511 mean?
495 is the city code, 024 the bank code and 511 the branch code.