MICR code
495259151
IDBI, Sakti
- Bank
- IDBI
- Branch
- Sakti
- IFSC
- IBKL0002234
- Address
- SHARMA COMPOUND BARADWAR ROAD NEAR OLD BUS STAND
- City
- Janjgir Champa
- District
- Sakti
- State
- Chhattisgarh
- City code
- 495
- Bank code
- 259
- Branch code
- 151
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- 495259151
MICR code · Janjgir Champa
MICR code 495259151
✔ Verified in RBI list
How to read MICR 495259151
- 495: the city code. It usually follows the first digits of the area's PIN code; here it is Janjgir Champa.
- 259: the bank code, the same for every branch of IDBI in cheque clearing.
- 151: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IBKL0002234 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 495259151 belong to?
IDBI, Sakti branch (Janjgir Champa, Chhattisgarh).
What is the IFSC code for MICR 495259151?
IBKL0002234.
What do the digits of 495259151 mean?
495 is the city code, 259 the bank code and 151 the branch code.