MICR code
496864001
HDFC Bank, Raigarh Nagrik Sahakari Mydt
- Bank
- HDFC Bank
- Branch
- Raigarh Nagrik Sahakari Mydt
- IFSC
- HDFC0CRNSBM
- Address
- DAROGA PARA RAIGARH
- City
- Raigarh
- District
- Raigarh
- State
- Chhattisgarh
- City code
- 496
- Bank code
- 864
- Branch code
- 001
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- MICR search
- 496864001
MICR code · Raigarh
MICR code 496864001
✔ Verified in RBI list
How to read MICR 496864001
- 496: the city code. It usually follows the first digits of the area's PIN code; here it is Raigarh.
- 864: the bank code, the same for every branch of HDFC Bank in cheque clearing.
- 001: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (HDFC0CRNSBM for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 496864001 belong to?
HDFC Bank, Raigarh Nagrik Sahakari Mydt branch (Raigarh, Chhattisgarh).
What is the IFSC code for MICR 496864001?
HDFC0CRNSBM.
What do the digits of 496864001 mean?
496 is the city code, 864 the bank code and 001 the branch code.