MICR code
497002507
State Bank of India, Ramanujganj
- Bank
- State Bank of India
- Branch
- Ramanujganj
- IFSC
- SBIN0001331
- Address
- DISTSURGUJA CHATTISGARH 497220
- City
- Surguja
- District
- Ramanujganj
- State
- Chhattisgarh
- City code
- 497
- Bank code
- 002
- Branch code
- 507
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- MICR search
- 497002507
MICR code · Surguja
MICR code 497002507
✔ Verified in RBI list
How to read MICR 497002507
- 497: the city code. It usually follows the first digits of the area's PIN code; here it is Surguja.
- 002: the bank code, the same for every branch of State Bank of India in cheque clearing.
- 507: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (SBIN0001331 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 497002507 belong to?
State Bank of India, Ramanujganj branch (Surguja, Chhattisgarh).
What is the IFSC code for MICR 497002507?
SBIN0001331.
What do the digits of 497002507 mean?
497 is the city code, 002 the bank code and 507 the branch code.