MICR code
524019102
Indian Bank, Guduru
- Bank
- Indian Bank
- Branch
- Guduru
- IFSC
- IDIB000G081
- Address
- 13/183 THYAGARAJA STREET GUDUR GUDUR PIN 524101
- City
- Spsr Nellore
- District
- Gudur
- State
- Andhra Pradesh
- City code
- 524
- Bank code
- 019
- Branch code
- 102
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- 524019102
MICR code · Spsr Nellore
MICR code 524019102
✔ Verified in RBI list
How to read MICR 524019102
- 524: the city code. It usually follows the first digits of the area's PIN code; here it is Spsr Nellore.
- 019: the bank code, the same for every branch of Indian Bank in cheque clearing.
- 102: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDIB000G081 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 524019102 belong to?
Indian Bank, Guduru branch (Spsr Nellore, Andhra Pradesh).
What is the IFSC code for MICR 524019102?
IDIB000G081.
What do the digits of 524019102 mean?
524 is the city code, 019 the bank code and 102 the branch code.