Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 562028109 belongs to UCO Bank, Bidadi branch in Bangalore Rural, Karnataka. The matching IFSC code is UCBA0002806.
How to read MICR 562028109
562: the city code. It usually follows the first digits of the area's PIN code; here it is Bangalore Rural.
028: the bank code, the same for every branch of UCO Bank in cheque clearing.
109: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UCBA0002806 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 562028109 belong to?
UCO Bank, Bidadi branch (Bangalore Rural, Karnataka).
What is the IFSC code for MICR 562028109?
UCBA0002806.
What do the digits of 562028109 mean?
562 is the city code, 028 the bank code and 109 the branch code.
