Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 562052305 belongs to Karnataka Bank, Bengaluru-Madanayakanahalli branch in Bengaluru Urban, Karnataka. The matching IFSC code is KARB0000861.
How to read MICR 562052305
562: the city code. It usually follows the first digits of the area's PIN code; here it is Bengaluru Urban.
052: the bank code, the same for every branch of Karnataka Bank in cheque clearing.
305: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (KARB0000861 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 562052305 belong to?
Karnataka Bank, Bengaluru-Madanayakanahalli branch (Bengaluru Urban, Karnataka).
What is the IFSC code for MICR 562052305?
KARB0000861.
What do the digits of 562052305 mean?
562 is the city code, 052 the bank code and 305 the branch code.
