MICR code
581697113
Karnataka Gramin Bank, Kotabagi
- Bank
- Karnataka Gramin Bank
- Branch
- Kotabagi
- IFSC
- PKGB0013498
- Address
- DHARWAD TQ,DHARWAD DIST
- City
- Dharwad
- District
- Kotabagi
- State
- Karnataka
- City code
- 581
- Bank code
- 697
- Branch code
- 113
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- 581697113
MICR code · Dharwad
MICR code 581697113
✔ Verified in RBI list
How to read MICR 581697113
- 581: the city code. It usually follows the first digits of the area's PIN code; here it is Dharwad.
- 697: the bank code, the same for every branch of Karnataka Gramin Bank in cheque clearing.
- 113: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PKGB0013498 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 581697113 belong to?
Karnataka Gramin Bank, Kotabagi branch (Dharwad, Karnataka).
What is the IFSC code for MICR 581697113?
PKGB0013498.
What do the digits of 581697113 mean?
581 is the city code, 697 the bank code and 113 the branch code.