Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 583801004 belongs to IDBI, The Bellary D C C Bank Ltd branch in Vijayanagar, Karnataka. The matching IFSC code is IBKL01039C3.
How to read MICR 583801004
583: the city code. It usually follows the first digits of the area's PIN code; here it is Vijayanagar.
801: the bank code, the same for every branch of IDBI in cheque clearing.
004: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IBKL01039C3 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 583801004 belong to?
IDBI, The Bellary D C C Bank Ltd branch (Vijayanagar, Karnataka).
What is the IFSC code for MICR 583801004?
IBKL01039C3.
What do the digits of 583801004 mean?
583 is the city code, 801 the bank code and 004 the branch code.
