MICR code
591049523
Federal Bank, Ugar Khurd
- Bank
- Federal Bank
- Branch
- Ugar Khurd
- IFSC
- FDRL0001499
- Address
- ATHANI TALUK BELGAUM DIST.
- City
- Belgaum
- District
- Ugar Khurd
- State
- Karnataka
- City code
- 591
- Bank code
- 049
- Branch code
- 523
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- 591049523
MICR code · Belgaum
MICR code 591049523
✔ Verified in RBI list
How to read MICR 591049523
- 591: the city code. It usually follows the first digits of the area's PIN code; here it is Belgaum.
- 049: the bank code, the same for every branch of Federal Bank in cheque clearing.
- 523: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (FDRL0001499 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 591049523 belong to?
Federal Bank, Ugar Khurd branch (Belgaum, Karnataka).
What is the IFSC code for MICR 591049523?
FDRL0001499.
What do the digits of 591049523 mean?
591 is the city code, 049 the bank code and 523 the branch code.