Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 605638002 belongs to Indian Bank, Puduvai Bharathiar Grama Bank Imps branch in Mumbai, Maharashtra. The matching IFSC code is IDIB0PBG001.
How to read MICR 605638002
605: the city code. It usually follows the first digits of the area's PIN code; here it is Mumbai.
638: the bank code, the same for every branch of Indian Bank in cheque clearing.
002: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDIB0PBG001 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 605638002 belong to?
Indian Bank, Puduvai Bharathiar Grama Bank Imps branch (Mumbai, Maharashtra).
What is the IFSC code for MICR 605638002?
IDIB0PBG001.
What do the digits of 605638002 mean?
605 is the city code, 638 the bank code and 002 the branch code.
