MICR code
606020007
Indian Overseas Bank, Polur
- Bank
- Indian Overseas Bank
- Branch
- Polur
- IFSC
- IOBA0001078
- Address
- 4, SANNADHI STREET, POLUR606803
- City
- Tiruvannamalai
- District
- Polur
- State
- Tamil Nadu
- City code
- 606
- Bank code
- 020
- Branch code
- 007
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- 606020007
MICR code · Tiruvannamalai
MICR code 606020007
✔ Verified in RBI list
How to read MICR 606020007
- 606: the city code. It usually follows the first digits of the area's PIN code; here it is Tiruvannamalai.
- 020: the bank code, the same for every branch of Indian Overseas Bank in cheque clearing.
- 007: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IOBA0001078 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 606020007 belong to?
Indian Overseas Bank, Polur branch (Tiruvannamalai, Tamil Nadu).
What is the IFSC code for MICR 606020007?
IOBA0001078.
What do the digits of 606020007 mean?
606 is the city code, 020 the bank code and 007 the branch code.