Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 614053105 belongs to Karur Vysya Bank, Peravurani branch in Peravurani, Tamil Nadu. The matching IFSC code is KVBL0001698.
How to read MICR 614053105
614: the city code. It usually follows the first digits of the area's PIN code; here it is Peravurani.
053: the bank code, the same for every branch of Karur Vysya Bank in cheque clearing.
105: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (KVBL0001698 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 614053105 belong to?
Karur Vysya Bank, Peravurani branch (Peravurani, Tamil Nadu).
What is the IFSC code for MICR 614053105?
KVBL0001698.
What do the digits of 614053105 mean?
614 is the city code, 053 the bank code and 105 the branch code.