MICR code
627020056
Indian Overseas Bank, Kalakad
- Bank
- Indian Overseas Bank
- Branch
- Kalakad
- IFSC
- IOBA0001383
- Address
- 21 BY 10,ANNA SALAI,KALAKAD PIN 627501
- City
- Tirunelvali
- District
- Kalakad
- State
- Tamil Nadu
- City code
- 627
- Bank code
- 020
- Branch code
- 056
- Home
- MICR search
- 627020056
MICR code · Tirunelvali
MICR code 627020056
✔ Verified in RBI list
How to read MICR 627020056
- 627: the city code. It usually follows the first digits of the area's PIN code; here it is Tirunelvali.
- 020: the bank code, the same for every branch of Indian Overseas Bank in cheque clearing.
- 056: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IOBA0001383 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 627020056 belong to?
Indian Overseas Bank, Kalakad branch (Tirunelvali, Tamil Nadu).
What is the IFSC code for MICR 627020056?
IOBA0001383.
What do the digits of 627020056 mean?
627 is the city code, 020 the bank code and 056 the branch code.