Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 631053105 belongs to Karur Vysya Bank, Perumuchi branch in Perumuchi, Tamil Nadu. The matching IFSC code is KVBL0001821.
How to read MICR 631053105
631: the city code. It usually follows the first digits of the area's PIN code; here it is Perumuchi.
053: the bank code, the same for every branch of Karur Vysya Bank in cheque clearing.
105: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (KVBL0001821 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 631053105 belong to?
Karur Vysya Bank, Perumuchi branch (Perumuchi, Tamil Nadu).
What is the IFSC code for MICR 631053105?
KVBL0001821.
What do the digits of 631053105 mean?
631 is the city code, 053 the bank code and 105 the branch code.
