MICR code
678024801
Punjab National Bank, Ambalappara
- Bank
- Punjab National Bank
- Branch
- Ambalappara
- IFSC
- PUNB0425300
- Address
- PO AMBALAPARA, PALAKKAD
- City
- Kerala State
- District
- Ambalapara
- State
- Kerala
- City code
- 678
- Bank code
- 024
- Branch code
- 801
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- 678024801
MICR code · Kerala State
MICR code 678024801
✔ Verified in RBI list
How to read MICR 678024801
- 678: the city code. It usually follows the first digits of the area's PIN code; here it is Kerala State.
- 024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
- 801: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0425300 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 678024801 belong to?
Punjab National Bank, Ambalappara branch (Kerala State, Kerala).
What is the IFSC code for MICR 678024801?
PUNB0425300.
What do the digits of 678024801 mean?
678 is the city code, 024 the bank code and 801 the branch code.