MICR code
678053002
Karur Vysya Bank, Palghat
- Bank
- Karur Vysya Bank
- Branch
- Palghat
- IFSC
- KVBL0001509
- Address
- KRISHNA TOWERS 10/259, (9) VELLAN STREET SULTANPET
- City
- Palghat
- District
- Palghat
- State
- Kerala
- City code
- 678
- Bank code
- 053
- Branch code
- 002
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- 678053002
MICR code · Palghat
MICR code 678053002
✔ Verified in RBI list
How to read MICR 678053002
- 678: the city code. It usually follows the first digits of the area's PIN code; here it is Palghat.
- 053: the bank code, the same for every branch of Karur Vysya Bank in cheque clearing.
- 002: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (KVBL0001509 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 678053002 belong to?
Karur Vysya Bank, Palghat branch (Palghat, Kerala).
What is the IFSC code for MICR 678053002?
KVBL0001509.
What do the digits of 678053002 mean?
678 is the city code, 053 the bank code and 002 the branch code.