MICR code
679002203
State Bank of India, Racc Ponnani
- Bank
- State Bank of India
- Branch
- Racc Ponnani
- IFSC
- SBIN0063305
- Address
- BANAYAS TOWERS -679577
- City
- Ponnani
- District
- Ponnani
- State
- Kerala
- City code
- 679
- Bank code
- 002
- Branch code
- 203
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- 679002203
MICR code · Ponnani
MICR code 679002203
✔ Verified in RBI list
How to read MICR 679002203
- 679: the city code. It usually follows the first digits of the area's PIN code; here it is Ponnani.
- 002: the bank code, the same for every branch of State Bank of India in cheque clearing.
- 203: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (SBIN0063305 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 679002203 belong to?
State Bank of India, Racc Ponnani branch (Ponnani, Kerala).
What is the IFSC code for MICR 679002203?
SBIN0063305.
What do the digits of 679002203 mean?
679 is the city code, 002 the bank code and 203 the branch code.