MICR code
679049007
Federal Bank, Kumbidi
- Bank
- Federal Bank
- Branch
- Kumbidi
- IFSC
- FDRL0002662
- Address
- THURAKKAL ARCADE, KUMBIDI PO, KERALA - 679553
- City
- Palakkad
- District
- Kumbidi
- State
- Kerala
- City code
- 679
- Bank code
- 049
- Branch code
- 007
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- 679049007
MICR code · Palakkad
MICR code 679049007
✔ Verified in RBI list
How to read MICR 679049007
- 679: the city code. It usually follows the first digits of the area's PIN code; here it is Palakkad.
- 049: the bank code, the same for every branch of Federal Bank in cheque clearing.
- 007: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (FDRL0002662 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 679049007 belong to?
Federal Bank, Kumbidi branch (Palakkad, Kerala).
What is the IFSC code for MICR 679049007?
FDRL0002662.
What do the digits of 679049007 mean?
679 is the city code, 049 the bank code and 007 the branch code.