MICR code
680259005
IDBI, Chalakudy
- Bank
- IDBI
- Branch
- Chalakudy
- IFSC
- IBKL0001805
- Address
- KSRTC ROAD,OPPOSITE RELIANCE FRESH,S CHALAKUDY,680307
- City
- Thrissur
- District
- Chalakudy
- State
- Kerala
- City code
- 680
- Bank code
- 259
- Branch code
- 005
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- 680259005
MICR code · Thrissur
MICR code 680259005
✔ Verified in RBI list
How to read MICR 680259005
- 680: the city code. It usually follows the first digits of the area's PIN code; here it is Thrissur.
- 259: the bank code, the same for every branch of IDBI in cheque clearing.
- 005: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IBKL0001805 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 680259005 belong to?
IDBI, Chalakudy branch (Thrissur, Kerala).
What is the IFSC code for MICR 680259005?
IBKL0001805.
What do the digits of 680259005 mean?
680 is the city code, 259 the bank code and 005 the branch code.