MICR code
682049038
Federal Bank, Mulanthuruthy
- Bank
- Federal Bank
- Branch
- Mulanthuruthy
- IFSC
- FDRL0001141
- Address
- MULANTHURUTHY MULANTHURUTHY MULANTHURUTHY
- City
- Ernakulam
- District
- Mulanthuruthy
- State
- Kerala
- City code
- 682
- Bank code
- 049
- Branch code
- 038
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- 682049038
MICR code · Ernakulam
MICR code 682049038
✔ Verified in RBI list
How to read MICR 682049038
- 682: the city code. It usually follows the first digits of the area's PIN code; here it is Ernakulam.
- 049: the bank code, the same for every branch of Federal Bank in cheque clearing.
- 038: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (FDRL0001141 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 682049038 belong to?
Federal Bank, Mulanthuruthy branch (Ernakulam, Kerala).
What is the IFSC code for MICR 682049038?
FDRL0001141.
What do the digits of 682049038 mean?
682 is the city code, 049 the bank code and 038 the branch code.