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MICR code · Ernakulam

MICR code 682259009

MICR code
682259009
IDBI, Thoppumpady
✔ Verified in RBI list
Bank
IDBI
Branch
Thoppumpady
IFSC
IBKL0001893
Address
MK ARCADE,14/1553 FR.MATHEW KOTHAKATHU ROAD,CHULLICKAL,KOCHI -682005
City
Ernakulam
District
Kochi
State
Kerala
City code
682
Bank code
259
Branch code
009
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 682259009 belongs to IDBI, Thoppumpady branch in Ernakulam, Kerala. The matching IFSC code is IBKL0001893.

How to read MICR 682259009

  • 682: the city code. It usually follows the first digits of the area's PIN code; here it is Ernakulam.
  • 259: the bank code, the same for every branch of IDBI in cheque clearing.
  • 009: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IBKL0001893 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 682259009 belong to?

IDBI, Thoppumpady branch (Ernakulam, Kerala).

What is the IFSC code for MICR 682259009?

IBKL0001893.

What do the digits of 682259009 mean?

682 is the city code, 259 the bank code and 009 the branch code.

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