MICR code
685049805
Federal Bank, Karimpan
- Bank
- Federal Bank
- Branch
- Karimpan
- IFSC
- FDRL0001330
- Address
- KARIMPAN MANIPPARA MANIPPARA
- City
- Idukki
- District
- Karimpan
- State
- Kerala
- City code
- 685
- Bank code
- 049
- Branch code
- 805
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- 685049805
MICR code · Idukki
MICR code 685049805
✔ Verified in RBI list
How to read MICR 685049805
- 685: the city code. It usually follows the first digits of the area's PIN code; here it is Idukki.
- 049: the bank code, the same for every branch of Federal Bank in cheque clearing.
- 805: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (FDRL0001330 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 685049805 belong to?
Federal Bank, Karimpan branch (Idukki, Kerala).
What is the IFSC code for MICR 685049805?
FDRL0001330.
What do the digits of 685049805 mean?
685 is the city code, 049 the bank code and 805 the branch code.