MICR code
685049815
Federal Bank, Rajakkad
- Bank
- Federal Bank
- Branch
- Rajakkad
- IFSC
- FDRL0001746
- Address
- PATHIPPALLIL BUILDING, MAIN ROAD RAJAKKAD, IDUKKI DIST
- City
- Idukki
- District
- Rajakkad
- State
- Kerala
- City code
- 685
- Bank code
- 049
- Branch code
- 815
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- 685049815
MICR code · Idukki
MICR code 685049815
✔ Verified in RBI list
How to read MICR 685049815
- 685: the city code. It usually follows the first digits of the area's PIN code; here it is Idukki.
- 049: the bank code, the same for every branch of Federal Bank in cheque clearing.
- 815: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (FDRL0001746 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 685049815 belong to?
Federal Bank, Rajakkad branch (Idukki, Kerala).
What is the IFSC code for MICR 685049815?
FDRL0001746.
What do the digits of 685049815 mean?
685 is the city code, 049 the bank code and 815 the branch code.