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MICR code · Kottayam

MICR code 686047727

MICR code
686047727
Catholic Syrian Bank, Thottakad
✔ Verified in RBI list
Bank
Catholic Syrian Bank
Branch
Thottakad
IFSC
CSBK0000091
Address
THOTTAKAD 686539 KOTTAYAM DT KERALA
City
Kottayam
District
Thottakad
State
Kerala
City code
686
Bank code
047
Branch code
727
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 686047727 belongs to Catholic Syrian Bank, Thottakad branch in Kottayam, Kerala. The matching IFSC code is CSBK0000091.

How to read MICR 686047727

  • 686: the city code. It usually follows the first digits of the area's PIN code; here it is Kottayam.
  • 047: the bank code, the same for every branch of Catholic Syrian Bank in cheque clearing.
  • 727: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (CSBK0000091 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 686047727 belong to?

Catholic Syrian Bank, Thottakad branch (Kottayam, Kerala).

What is the IFSC code for MICR 686047727?

CSBK0000091.

What do the digits of 686047727 mean?

686 is the city code, 047 the bank code and 727 the branch code.

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