MICR code
686049153
Federal Bank, Erumely
- Bank
- Federal Bank
- Branch
- Erumely
- IFSC
- FDRL0001140
- Address
- BUS STAND ROAD ERUMELI ERUMELI
- City
- Erumely
- District
- Erumely
- State
- Kerala
- City code
- 686
- Bank code
- 049
- Branch code
- 153
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- 686049153
MICR code · Erumely
MICR code 686049153
✔ Verified in RBI list
How to read MICR 686049153
- 686: the city code. It usually follows the first digits of the area's PIN code; here it is Erumely.
- 049: the bank code, the same for every branch of Federal Bank in cheque clearing.
- 153: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (FDRL0001140 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 686049153 belong to?
Federal Bank, Erumely branch (Erumely, Kerala).
What is the IFSC code for MICR 686049153?
FDRL0001140.
What do the digits of 686049153 mean?
686 is the city code, 049 the bank code and 153 the branch code.