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MICR code · Kadapakkada

MICR code 691013003

MICR code
691013003
Bank of India, Kadappakada
✔ Verified in RBI list
Bank
Bank of India
Branch
Kadappakada
IFSC
BKID0008474
Address
THENGAZHASSERY BLDGKADAPPAKADAKOLLAM
City
Kadapakkada
District
Kadapakkada
State
Kerala
City code
691
Bank code
013
Branch code
003
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 691013003 belongs to Bank of India, Kadappakada branch in Kadapakkada, Kerala. The matching IFSC code is BKID0008474.

How to read MICR 691013003

  • 691: the city code. It usually follows the first digits of the area's PIN code; here it is Kadapakkada.
  • 013: the bank code, the same for every branch of Bank of India in cheque clearing.
  • 003: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0008474 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 691013003 belong to?

Bank of India, Kadappakada branch (Kadapakkada, Kerala).

What is the IFSC code for MICR 691013003?

BKID0008474.

What do the digits of 691013003 mean?

691 is the city code, 013 the bank code and 003 the branch code.

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