MICR code
700012001
Bank of Baroda, Service Branch Kolkata
- Bank
- Bank of Baroda
- Branch
- Service Branch Kolkata
- IFSC
- BARB0SERCAL
- Address
- 38 CAMAC STREET KOLKATA
- City
- Kolkata
- District
- Kolkata
- State
- West Bengal
- City code
- 700
- Bank code
- 012
- Branch code
- 001
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- 700012001
MICR code · Kolkata
MICR code 700012001
✔ Verified in RBI list
How to read MICR 700012001
- 700: the city code. It usually follows the first digits of the area's PIN code; here it is Kolkata.
- 012: the bank code, the same for every branch of Bank of Baroda in cheque clearing.
- 001: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BARB0SERCAL for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 700012001 belong to?
Bank of Baroda, Service Branch Kolkata branch (Kolkata, West Bengal).
What is the IFSC code for MICR 700012001?
BARB0SERCAL.
What do the digits of 700012001 mean?
700 is the city code, 012 the bank code and 001 the branch code.