MICR code
700016049
Central Bank of India, Joka
- Bank
- Central Bank of India
- Branch
- Joka
- IFSC
- CBIN0285192
- Address
- 7 DIAMOND PARK JOKA KOLKATA
- City
- South Parganas
- District
- South Parganas
- State
- West Bengal
- City code
- 700
- Bank code
- 016
- Branch code
- 049
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- 700016049
MICR code · South Parganas
MICR code 700016049
✔ Verified in RBI list
How to read MICR 700016049
- 700: the city code. It usually follows the first digits of the area's PIN code; here it is South Parganas.
- 016: the bank code, the same for every branch of Central Bank of India in cheque clearing.
- 049: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (CBIN0285192 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 700016049 belong to?
Central Bank of India, Joka branch (South Parganas, West Bengal).
What is the IFSC code for MICR 700016049?
CBIN0285192.
What do the digits of 700016049 mean?
700 is the city code, 016 the bank code and 049 the branch code.