MICR code
700259029
IDBI, Habra
- Bank
- IDBI
- Branch
- Habra
- IFSC
- IBKL0001137
- Address
- VILL KAMARTHUBA, NETAJI MORE, 79 78, JESSORE ROAD, HARBA 743263
- City
- North 24 Parganas
- District
- Habra
- State
- West Bengal
- City code
- 700
- Bank code
- 259
- Branch code
- 029
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- 700259029
MICR code · North 24 Parganas
MICR code 700259029
✔ Verified in RBI list
How to read MICR 700259029
- 700: the city code. It usually follows the first digits of the area's PIN code; here it is North 24 Parganas.
- 259: the bank code, the same for every branch of IDBI in cheque clearing.
- 029: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IBKL0001137 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 700259029 belong to?
IDBI, Habra branch (North 24 Parganas, West Bengal).
What is the IFSC code for MICR 700259029?
IBKL0001137.
What do the digits of 700259029 mean?
700 is the city code, 259 the bank code and 029 the branch code.