JANA SMALL FINANCE BANK,JANA SMALL FINANCE BANK LTD,GROUND FLOOR,MOUZA KACHUA,SWARUPNAGAR,JL.NO.14,BASHIRHAT P.S,DIST - NORTH24 PARGANAS,SWARUPNAGAR - PIN-743411
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MICR code 700788022 belongs to Jana Small Finance Bank, Swarupnagar branch in North Parganas, West Bengal. The matching IFSC code is JSFB0003510.
How to read MICR 700788022
700: the city code. It usually follows the first digits of the area's PIN code; here it is North Parganas.
788: the bank code, the same for every branch of Jana Small Finance Bank in cheque clearing.
022: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (JSFB0003510 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 700788022 belong to?
Jana Small Finance Bank, Swarupnagar branch (North Parganas, West Bengal).
What is the IFSC code for MICR 700788022?
JSFB0003510.
What do the digits of 700788022 mean?
700 is the city code, 788 the bank code and 022 the branch code.
