MICR code
712002103
State Bank of India, ADB Arambagh
- Bank
- State Bank of India
- Branch
- ADB Arambagh
- IFSC
- SBIN0001744
- Address
- DIST HOOGLY, WEST BENGAL 712601
- City
- Hooghly
- District
- Arambagh
- State
- West Bengal
- City code
- 712
- Bank code
- 002
- Branch code
- 103
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- 712002103
MICR code · Hooghly
MICR code 712002103
✔ Verified in RBI list
How to read MICR 712002103
- 712: the city code. It usually follows the first digits of the area's PIN code; here it is Hooghly.
- 002: the bank code, the same for every branch of State Bank of India in cheque clearing.
- 103: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (SBIN0001744 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 712002103 belong to?
State Bank of India, ADB Arambagh branch (Hooghly, West Bengal).
What is the IFSC code for MICR 712002103?
SBIN0001744.
What do the digits of 712002103 mean?
712 is the city code, 002 the bank code and 103 the branch code.