MICR code
712019103
Indian Bank, Atghara
- Bank
- Indian Bank
- Branch
- Atghara
- IFSC
- IDIB000A671
- Address
- PO KAIBA VILL ATGHARA ATGHARA ROAD ATGHARA ATGHARA PIN 712412
- City
- Hugli
- District
- Atghara
- State
- West Bengal
- City code
- 712
- Bank code
- 019
- Branch code
- 103
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- 712019103
MICR code · Hugli
MICR code 712019103
✔ Verified in RBI list
How to read MICR 712019103
- 712: the city code. It usually follows the first digits of the area's PIN code; here it is Hugli.
- 019: the bank code, the same for every branch of Indian Bank in cheque clearing.
- 103: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDIB000A671 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 712019103 belong to?
Indian Bank, Atghara branch (Hugli, West Bengal).
What is the IFSC code for MICR 712019103?
IDIB000A671.
What do the digits of 712019103 mean?
712 is the city code, 019 the bank code and 103 the branch code.