MICR code
713013615
Bank of India, Rayan
- Bank
- Bank of India
- Branch
- Rayan
- IFSC
- BKID0004305
- Address
- RAYAN HIGH SCHOOL PREMISESAT PO RAYANDIST BURDWAN
- City
- Rayan Wb
- District
- Rayan Wb
- State
- West Bengal
- City code
- 713
- Bank code
- 013
- Branch code
- 615
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- MICR search
- 713013615
MICR code · Rayan Wb
MICR code 713013615
✔ Verified in RBI list
How to read MICR 713013615
- 713: the city code. It usually follows the first digits of the area's PIN code; here it is Rayan Wb.
- 013: the bank code, the same for every branch of Bank of India in cheque clearing.
- 615: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0004305 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 713013615 belong to?
Bank of India, Rayan branch (Rayan Wb, West Bengal).
What is the IFSC code for MICR 713013615?
BKID0004305.
What do the digits of 713013615 mean?
713 is the city code, 013 the bank code and 615 the branch code.