HOLDING NO 700 CIRCLE NO 01 WARD NO 01 OF BURDWAN MUNICIPALITY MAHALLA KESHABGANJ R S DAG NO 573 SUB PLOT NO 573 BC P S BURDWAN MOUZA BAHIRSARBAMANGALA, DIST PURBA BARDHMAN
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MICR code 713234103 belongs to Indusind Bank, Bardhaman branch in Bardhaman, West Bengal. The matching IFSC code is INDB0001564.
How to read MICR 713234103
713: the city code. It usually follows the first digits of the area's PIN code; here it is Bardhaman.
234: the bank code, the same for every branch of Indusind Bank in cheque clearing.
103: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (INDB0001564 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 713234103 belong to?
Indusind Bank, Bardhaman branch (Bardhaman, West Bengal).
What is the IFSC code for MICR 713234103?
INDB0001564.
What do the digits of 713234103 mean?
713 is the city code, 234 the bank code and 103 the branch code.