MICR code
721026102
Union Bank of India, Kharagpur
- Bank
- Union Bank of India
- Branch
- Kharagpur
- IFSC
- UBIN0561983
- Address
- KHARAGPUR, KHARA, DURGAPUR, WB
- City
- Durgapur
- District
- Kharagpur
- State
- West Bengal
- City code
- 721
- Bank code
- 026
- Branch code
- 102
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MICR code · Durgapur
MICR code 721026102
✔ Verified in RBI list
How to read MICR 721026102
- 721: the city code. It usually follows the first digits of the area's PIN code; here it is Durgapur.
- 026: the bank code, the same for every branch of Union Bank of India in cheque clearing.
- 102: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UBIN0561983 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 721026102 belong to?
Union Bank of India, Kharagpur branch (Durgapur, West Bengal).
What is the IFSC code for MICR 721026102?
UBIN0561983.
What do the digits of 721026102 mean?
721 is the city code, 026 the bank code and 102 the branch code.