MICR code
733020601
Indian Overseas Bank, Kanki
- Bank
- Indian Overseas Bank
- Branch
- Kanki
- IFSC
- IOBA0002494
- Address
- KANKI P O UTTAR DINAJPUR DIST WEST BENGAL
- City
- West Dinajpur
- District
- Kanki
- State
- West Bengal
- City code
- 733
- Bank code
- 020
- Branch code
- 601
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- 733020601
MICR code · West Dinajpur
MICR code 733020601
✔ Verified in RBI list
How to read MICR 733020601
- 733: the city code. It usually follows the first digits of the area's PIN code; here it is West Dinajpur.
- 020: the bank code, the same for every branch of Indian Overseas Bank in cheque clearing.
- 601: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IOBA0002494 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 733020601 belong to?
Indian Overseas Bank, Kanki branch (West Dinajpur, West Bengal).
What is the IFSC code for MICR 733020601?
IOBA0002494.
What do the digits of 733020601 mean?
733 is the city code, 020 the bank code and 601 the branch code.