MICR code
742013501
Bank of India, Jhilli
- Bank
- Bank of India
- Branch
- Jhilli
- IFSC
- BKID0005080
- Address
- JHILLI GRAMPANCHAYAT BUILDING PS KHARGRAM
- City
- Murshidabad
- District
- Khargram
- State
- West Bengal
- City code
- 742
- Bank code
- 013
- Branch code
- 501
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- 742013501
MICR code · Murshidabad
MICR code 742013501
✔ Verified in RBI list
How to read MICR 742013501
- 742: the city code. It usually follows the first digits of the area's PIN code; here it is Murshidabad.
- 013: the bank code, the same for every branch of Bank of India in cheque clearing.
- 501: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0005080 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 742013501 belong to?
Bank of India, Jhilli branch (Murshidabad, West Bengal).
What is the IFSC code for MICR 742013501?
BKID0005080.
What do the digits of 742013501 mean?
742 is the city code, 013 the bank code and 501 the branch code.