MICR code
774012002
Bank of Baroda, Koira, Orissa
- Bank
- Bank of Baroda
- Branch
- Koira, Orissa
- IFSC
- BARB0KOIRAX
- Address
- JENA COMPLEX,THANA CHAKORISSA 774048
- City
- Sundergarh
- District
- Koira
- State
- Odisha
- City code
- 774
- Bank code
- 012
- Branch code
- 002
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- 774012002
MICR code · Sundergarh
MICR code 774012002
✔ Verified in RBI list
How to read MICR 774012002
- 774: the city code. It usually follows the first digits of the area's PIN code; here it is Sundergarh.
- 012: the bank code, the same for every branch of Bank of Baroda in cheque clearing.
- 002: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BARB0KOIRAX for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 774012002 belong to?
Bank of Baroda, Koira, Orissa branch (Sundergarh, Odisha).
What is the IFSC code for MICR 774012002?
BARB0KOIRAX.
What do the digits of 774012002 mean?
774 is the city code, 012 the bank code and 002 the branch code.