MICR code
782019152
Indian Bank, Lumding
- Bank
- Indian Bank
- Branch
- Lumding
- IFSC
- IDIB000L575
- Address
- THANA ROADVILL PO LUMDING DIST NOWGONG LUMDING LUMDING PIN 782447
- City
- Hojai
- District
- Lumding
- State
- Assam
- City code
- 782
- Bank code
- 019
- Branch code
- 152
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- 782019152
MICR code · Hojai
MICR code 782019152
✔ Verified in RBI list
How to read MICR 782019152
- 782: the city code. It usually follows the first digits of the area's PIN code; here it is Hojai.
- 019: the bank code, the same for every branch of Indian Bank in cheque clearing.
- 152: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDIB000L575 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 782019152 belong to?
Indian Bank, Lumding branch (Hojai, Assam).
What is the IFSC code for MICR 782019152?
IDIB000L575.
What do the digits of 782019152 mean?
782 is the city code, 019 the bank code and 152 the branch code.