Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 785002531 belongs to State Bank of India, Gaurisagar branch in Sibsagar, Assam. The matching IFSC code is SBIN0012974.
How to read MICR 785002531
785: the city code. It usually follows the first digits of the area's PIN code; here it is Sibsagar.
002: the bank code, the same for every branch of State Bank of India in cheque clearing.
531: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (SBIN0012974 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 785002531 belong to?
State Bank of India, Gaurisagar branch (Sibsagar, Assam).
What is the IFSC code for MICR 785002531?
SBIN0012974.
What do the digits of 785002531 mean?
785 is the city code, 002 the bank code and 531 the branch code.
