MICR code
785259102
IDBI, Golaghat
- Bank
- IDBI
- Branch
- Golaghat
- IFSC
- IBKL0001228
- Address
- PRAKASH BHAWAN, MAIN ROAD, GOLAGHAT 785621
- City
- Golaghat
- District
- Golaghat
- State
- Assam
- City code
- 785
- Bank code
- 259
- Branch code
- 102
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- 785259102
MICR code · Golaghat
MICR code 785259102
✔ Verified in RBI list
How to read MICR 785259102
- 785: the city code. It usually follows the first digits of the area's PIN code; here it is Golaghat.
- 259: the bank code, the same for every branch of IDBI in cheque clearing.
- 102: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IBKL0001228 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 785259102 belong to?
IDBI, Golaghat branch (Golaghat, Assam).
What is the IFSC code for MICR 785259102?
IBKL0001228.
What do the digits of 785259102 mean?
785 is the city code, 259 the bank code and 102 the branch code.