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MICR code · Lakhimpur

MICR code 787240004

MICR code
787240004
HDFC Bank, Dhakuakhana
✔ Verified in RBI list
Bank
HDFC Bank
Branch
Dhakuakhana
IFSC
HDFC0006776
Address
GRD FLOOR BALIGAON DHAKUAKHANA ASSAM 787055
City
Lakhimpur
District
Dhakuakhana
State
Assam
City code
787
Bank code
240
Branch code
004
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 787240004 belongs to HDFC Bank, Dhakuakhana branch in Lakhimpur, Assam. The matching IFSC code is HDFC0006776.

How to read MICR 787240004

  • 787: the city code. It usually follows the first digits of the area's PIN code; here it is Lakhimpur.
  • 240: the bank code, the same for every branch of HDFC Bank in cheque clearing.
  • 004: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (HDFC0006776 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 787240004 belong to?

HDFC Bank, Dhakuakhana branch (Lakhimpur, Assam).

What is the IFSC code for MICR 787240004?

HDFC0006776.

What do the digits of 787240004 mean?

787 is the city code, 240 the bank code and 004 the branch code.

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