MICR code
796240502
HDFC Bank, Champhai
- Bank
- HDFC Bank
- Branch
- Champhai
- IFSC
- HDFC0002264
- Address
- HDFC BANK LTD VENGTHLANG, OPPOSITE APEX BANK CHAMPHAI MIZORAM
- City
- Champhai
- District
- Champhai
- State
- Mizoram
- City code
- 796
- Bank code
- 240
- Branch code
- 502
- Home
- MICR search
- 796240502
MICR code · Champhai
MICR code 796240502
✔ Verified in RBI list
How to read MICR 796240502
- 796: the city code. It usually follows the first digits of the area's PIN code; here it is Champhai.
- 240: the bank code, the same for every branch of HDFC Bank in cheque clearing.
- 502: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (HDFC0002264 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 796240502 belong to?
HDFC Bank, Champhai branch (Champhai, Mizoram).
What is the IFSC code for MICR 796240502?
HDFC0002264.
What do the digits of 796240502 mean?
796 is the city code, 240 the bank code and 502 the branch code.