MICR code
803010504
Indian Bank, Khodaganj
- Bank
- Indian Bank
- Branch
- Khodaganj
- IFSC
- IDIB000K706
- Address
- VILL PO KHODAGANJ KHODAGANJ KHODAGANJ PIN 801303
- City
- Nalanda
- District
- Khodaganj
- State
- Bihar
- City code
- 803
- Bank code
- 010
- Branch code
- 504
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- MICR search
- 803010504
MICR code · Nalanda
MICR code 803010504
✔ Verified in RBI list
How to read MICR 803010504
- 803: the city code. It usually follows the first digits of the area's PIN code; here it is Nalanda.
- 010: the bank code, the same for every branch of Indian Bank in cheque clearing.
- 504: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDIB000K706 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 803010504 belong to?
Indian Bank, Khodaganj branch (Nalanda, Bihar).
What is the IFSC code for MICR 803010504?
IDIB000K706.
What do the digits of 803010504 mean?
803 is the city code, 010 the bank code and 504 the branch code.