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MICR code · Bhagalpur

MICR code 812028525

MICR code
812028525
UCO Bank, Lodipur
✔ Verified in RBI list
Bank
UCO Bank
Branch
Lodipur
IFSC
UCBA0001215
Address
UCO BANK LODIPUR,BHAGALPUR ,BHAGALPUR ,BIHAR PIN 812001
City
Bhagalpur
District
Lodipur
State
Bihar
City code
812
Bank code
028
Branch code
525
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 812028525 belongs to UCO Bank, Lodipur branch in Bhagalpur, Bihar. The matching IFSC code is UCBA0001215.

How to read MICR 812028525

  • 812: the city code. It usually follows the first digits of the area's PIN code; here it is Bhagalpur.
  • 028: the bank code, the same for every branch of UCO Bank in cheque clearing.
  • 525: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UCBA0001215 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 812028525 belong to?

UCO Bank, Lodipur branch (Bhagalpur, Bihar).

What is the IFSC code for MICR 812028525?

UCBA0001215.

What do the digits of 812028525 mean?

812 is the city code, 028 the bank code and 525 the branch code.

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