MICR code
815013010
Bank of India, Koldiha
- Bank
- Bank of India
- Branch
- Koldiha
- IFSC
- BKID0005254
- Address
- GIRIDIH DUMRI ROAD AT PO KOLDIHA 815301
- City
- Giridih
- District
- Giridih
- State
- Jharkhand
- City code
- 815
- Bank code
- 013
- Branch code
- 010
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- 815013010
MICR code · Giridih
MICR code 815013010
✔ Verified in RBI list
How to read MICR 815013010
- 815: the city code. It usually follows the first digits of the area's PIN code; here it is Giridih.
- 013: the bank code, the same for every branch of Bank of India in cheque clearing.
- 010: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0005254 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 815013010 belong to?
Bank of India, Koldiha branch (Giridih, Jharkhand).
What is the IFSC code for MICR 815013010?
BKID0005254.
What do the digits of 815013010 mean?
815 is the city code, 013 the bank code and 010 the branch code.