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MICR code · Kaimur

MICR code 821028002

MICR code
821028002
UCO Bank, Bhabhua
✔ Verified in RBI list
Bank
UCO Bank
Branch
Bhabhua
IFSC
UCBA0003553
Address
WARD NO 1, NEAR MILLENIUM MARKET,KAIMUR, BIHAR 821101
City
Kaimur
District
Bhabhua
State
Bihar
City code
821
Bank code
028
Branch code
002
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 821028002 belongs to UCO Bank, Bhabhua branch in Kaimur, Bihar. The matching IFSC code is UCBA0003553.

How to read MICR 821028002

  • 821: the city code. It usually follows the first digits of the area's PIN code; here it is Kaimur.
  • 028: the bank code, the same for every branch of UCO Bank in cheque clearing.
  • 002: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UCBA0003553 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 821028002 belong to?

UCO Bank, Bhabhua branch (Kaimur, Bihar).

What is the IFSC code for MICR 821028002?

UCBA0003553.

What do the digits of 821028002 mean?

821 is the city code, 028 the bank code and 002 the branch code.

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