MICR code
822013102
Bank of India, Garhwa
- Bank
- Bank of India
- Branch
- Garhwa
- IFSC
- BKID0004594
- Address
- LAXMI MARKET SHAIJNA MARKETPOST GARHWA
- City
- Garhwa Jharkhand
- District
- Garhwa Jharkhand
- State
- Jharkhand
- City code
- 822
- Bank code
- 013
- Branch code
- 102
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- 822013102
MICR code · Garhwa Jharkhand
MICR code 822013102
✔ Verified in RBI list
How to read MICR 822013102
- 822: the city code. It usually follows the first digits of the area's PIN code; here it is Garhwa Jharkhand.
- 013: the bank code, the same for every branch of Bank of India in cheque clearing.
- 102: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0004594 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 822013102 belong to?
Bank of India, Garhwa branch (Garhwa Jharkhand, Jharkhand).
What is the IFSC code for MICR 822013102?
BKID0004594.
What do the digits of 822013102 mean?
822 is the city code, 013 the bank code and 102 the branch code.