MICR code
823013001
Bank of India, Gaya
- Bank
- Bank of India
- Branch
- Gaya
- IFSC
- BKID0004475
- Address
- HARIHAR MARKET GB ROADGAYA DISTRICT GAYA
- City
- Gaya Bihar
- District
- Gaya Bihar
- State
- Bihar
- City code
- 823
- Bank code
- 013
- Branch code
- 001
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- 823013001
MICR code · Gaya Bihar
MICR code 823013001
✔ Verified in RBI list
How to read MICR 823013001
- 823: the city code. It usually follows the first digits of the area's PIN code; here it is Gaya Bihar.
- 013: the bank code, the same for every branch of Bank of India in cheque clearing.
- 001: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0004475 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 823013001 belong to?
Bank of India, Gaya branch (Gaya Bihar, Bihar).
What is the IFSC code for MICR 823013001?
BKID0004475.
What do the digits of 823013001 mean?
823 is the city code, 013 the bank code and 001 the branch code.